Homeowner's Insurance
Home Protection

Homeowner's Insurance That Actually Has You Covered

Your home is likely your biggest investment. Make sure it's protected with the right coverage — at the right price.

See What's Covered
Why Coverage Matters

Your Home Deserves More Than a Policy — It Deserves the Right Policy

Most homeowners carry insurance because their lender requires it — and then never think about it again. That's a problem.

An inadequate or outdated policy can leave you severely underinsured when it matters most. We work with multiple top-rated carriers to make sure your coverage is complete, current, and competitively priced.

98%
Client Satisfaction
50+
Carrier Partners
24h
Quote Turnaround
15+
Years Experience
Home Protection
What's Covered

Comprehensive Protection for Every Part of Your Home

From the roof over your head to the belongings inside, a strong homeowner's policy covers it all.

Dwelling Coverage

Protects the physical structure of your home — walls, roof, floors, and built-in appliances — against fire, storms, vandalism, and more.

Personal Property

Covers your belongings inside the home: furniture, electronics, clothing, and valuables if they're stolen or damaged by a covered event.

Liability Protection

If someone is injured on your property or you accidentally damage someone else's property, liability coverage helps pay legal and medical costs.

Additional Living Expenses

If your home becomes temporarily uninhabitable due to a covered loss, we help cover hotel stays, meals, and other living costs while repairs are made.

Other Structures

Garages, fences, sheds, and detached structures on your property are covered against the same perils as your main dwelling.

Medical Payments

Pays for minor injuries to guests on your property — regardless of who's at fault — keeping small incidents from becoming big financial problems.

Not Sure If You Have Enough Coverage?

We'll review your current policy at no cost and identify any gaps before they become expensive problems.

Our Approach
Why Union Point

We Work for You — Not the Insurance Company

As independent advisors, we shop the market on your behalf to get you the best combination of coverage, service, and price — with no hidden agendas.

Multiple Carrier Options

We shop multiple top-rated insurance carriers to find you the best rate and coverage combination.

Personalized Guidance

No cookie-cutter policies. We tailor coverage to your home's value, location, and your specific lifestyle needs.

Fast & Simple Process

From quote to coverage, we make the process streamlined and stress-free so you're protected quickly.

Annual Policy Reviews

Your life changes — your coverage should too. We proactively review your policy to make sure it keeps pace.

FAQs

Homeowner's Insurance Questions Answered

Protect Your Home. Protect Your Future.

Get a personalized homeowner's insurance quote today — fast, simple, and no obligation.

Schedule a Consultation