FOR
Individuals & Families
FOR
Business Owners & Investors
One Financial Partner.
Two Strategic Solutions.
Serving Individuals, Families, Business Owners and Real Estate Investors with financing, protection and advisory solutions.
Who We Serve
Two dedicated paths — one trusted partner for every stage of your financial journey.
Individuals & Families
From buying your first home to planning for retirement, we provide personalized mortgage solutions, life insurance, annuities, and wealth protection strategies tailored to your family's goals.
- Residential Mortgages & Refinancing
- Life & Health Insurance
- Retirement & Annuity Planning
- Property & Casualty Coverage
Business Owners & Investors
Whether you're scaling your business, acquiring commercial property, or building a real estate portfolio, we deliver capital solutions, advisory services, and risk management built for growth.
- Commercial & Investment Property Loans
- Business Capital & SBA Financing
- Tax Strategy & Entity Structuring
- Business Brokerage & Exit Planning
Core Solutions Overview
Comprehensive financial services designed to protect, grow, and optimize your wealth
Residential Mortgages
FHA, conventional, VA loans and refinancing options for primary residences and first-time homebuyers.
Commercial Mortgages
Owner-occupied commercial property loans, SBA real estate financing, construction loans, and commercial refinancing.
Business Capital
Term loans, lines of credit, equipment financing, and revenue-based funding for business growth.
Investment Property Financing
DSCR loans, multifamily, retail, office, industrial, hospitality, mixed-use, and rental portfolio financing for investors.
Retirement Planning
Fixed and indexed annuities, safe income strategies, Social Security guidance, and legacy planning.
Business Advisory
Tax strategy, entity structuring, profit optimization, business valuations, and exit planning services.
Commercial Insurance
General liability, commercial property, workers' compensation, professional liability, and business owner policies tailored for your industry.
Life Insurance
Term life, whole life, universal life, and indexed universal life policies designed to protect your family and build lasting financial security.
Tax Advisory
Strategic tax planning, entity structuring, and profit optimization to minimize your tax burden and maximize financial efficiency for individuals and businesses.
Build Your Own
Family Bank
Most people pay banks hundreds of thousands in interest over their lifetime. What if you could recapture that interest and keep it within your family's own financial system?
The Family Bank strategy — powered by Infinite Banking — uses specially structured dividend-paying whole life insurance to create a personal banking system your family controls. Borrow against your capital, finance life's major purchases, and build generational wealth — all on your own terms.
How It Works
Establish Your Policy
A dividend-paying whole life policy is structured with a mutual insurance company as your financial foundation.
Build Cash Value
Premium payments accumulate guaranteed cash value that grows tax-deferred over time.
Borrow Against Your Capital
Access policy loans for cars, real estate, business ventures, and more — no bank approval needed.
Recapture the Interest
Repay loans on your schedule and keep the interest circulating within your family's financial system.
Key Insight: When you borrow from your Family Bank, your cash value continues growing as if the loan never happened.
4
Core Solutions
8+
Contractor Types
Fast
Approvals
Financial Solutions Built for Government Contractors
Winning contracts is one step. Having the financial structure to execute is everything.
Government contractors face unique challenges — strict insurance requirements, delayed payment cycles, and the pressure to scale quickly. We provide the capital, coverage, and cash flow tools you need to operate, stay compliant, and grow.
Commercial Insurance
Meet all contract compliance requirements
Invoice Factoring
Convert unpaid invoices into immediate cash
Lines of Credit
Flexible capital for contract execution
Equipment Financing
Finance vehicles, machinery & tech
Why Union Point Financial
We combine deep industry expertise with a personalized approach to deliver strategic financial solutions that grow with you.
Relationship-Driven Approach
Building lasting partnerships based on trust and understanding your unique goals.
Strategic Structuring
Customized solutions designed to optimize your financial position and minimize risk.
Multi-Solution Access
Comprehensive services under one roof for seamless financial management.
Long-Term Advisory Mindset
Focused on sustainable growth and protecting your financial future.
Let's Build Your Financial Strategy
Partner with us to create a comprehensive plan tailored to your goals
Our Family of Companies
Union Point
Home Mortgages
Union Point
Insurance
The P&C
Agency
Union Point
Commercial Finance
Union Point
Merchant Processing
UP Tax
Advisory
UP Exit
Advisors