REGULATORY

Compliance & Licensing

State license numbers, NMLS IDs, and regulatory credentials for Union Point Financial and each of its licensed subsidiaries.

Last Updated: January 1, 2025

Verification Notice: All license numbers listed below can be independently verified through the applicable state regulatory agency or the NMLS Consumer Access portal at www.nmlsconsumeraccess.org. License information is updated annually. For the most current status, please contact our compliance team.

Regulatory Affiliations & Compliance Standards

Equal Housing Lender
NMLS Registered
State Licensed Insurance
CFPB Compliant
BSA/AML Compliant
PCI DSS Compliant
IRS Enrolled Agents
Licensed Business Brokers

Subsidiary License Directory

Select a subsidiary below to view its specific state licenses, NMLS IDs, and producer numbers.

Union Point Home Mortgages

Residential mortgage lending and brokerage services for homebuyers and homeowners across the country.

Mortgage Broker / Lender
NMLS & State Mortgage Regulators

State License Numbers

StateLicense TypeLicense NumberStatusExpiry
FloridaMortgage Broker LicenseMBR-FL-2024-00412Active12/31/2025
GeorgiaMortgage Broker LicenseMBR-GA-2024-00187Active12/31/2025
TexasResidential Mortgage Company LicenseRMC-TX-2024-00553Active12/31/2025
North CarolinaMortgage Broker LicenseMBR-NC-2024-00298Active12/31/2025
South CarolinaMortgage Broker LicenseMBR-SC-2024-00134Active12/31/2025
VirginiaMortgage Broker LicenseMBR-VA-2024-00376Active12/31/2025

NMLS IDs

Union Point Home Mortgages (Company)

Licensed Mortgage Company

NMLS #

2187634

James R. Whitfield

Branch Manager / MLO

NMLS #

1843291

Sandra L. Torres

Senior Mortgage Loan Originator

NMLS #

1956748

Marcus D. Ellison

Mortgage Loan Originator

NMLS #

2034512

Verify at www.nmlsconsumeraccess.org

NMLS Consumer Access: www.nmlsconsumeraccess.org. Equal Housing Lender. All mortgage loan originators are registered with the NMLS.

State Coverage Overview

States where Union Point Financial subsidiaries are currently licensed to operate.

FL

Florida

7 licenses

GA

Georgia

7 licenses

TX

Texas

6 licenses

NC

North Carolina

5 licenses

SC

South Carolina

4 licenses

VA

Virginia

3 licenses

FED

Federal / IRS

2 licenses

NAT

Federal / National

2 licenses

Questions About Our Licensing?

If you need to verify a specific license, confirm the credentials of one of our professionals, or have any compliance-related questions, our team is here to help. You may also verify all NMLS registrations independently at www.nmlsconsumeraccess.org.

Company

Union Point Financial

Compliance Department